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B2  ·  39 words

Business and finance in Portuguese

From turnover to the invoice — the words that mean money in an office.

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From these 39 words, as many per round as you like — up to all of them: first what is due today, then new ones. First you choose, then you fill the gap, then you write it yourself. Mistakes come back again shortly.

More about this list

The fifteenth entry is os juros, and the two languages arrived at this money from opposite ideas. Portuguese took the Latin ablative iure, by right, from ius, iuris, right or law: what a lender receives is what is owed to him by right, and nothing in the noun says anything about time or about arithmetic. The same root sits all over English with no money in it at all — « just » and « justice », « jury », « judge » from ius dicere, to speak the law, and « injury », iniuria, a thing done against right. « Interest » began somewhere else entirely. It was not a noun in Latin but a verb form, interest, it makes a difference, it matters, and the lawyers’ phrase id quod interest named the gap between where a creditor stood and where he would have stood. The money took its name from that gap. One small consequence for reading: the rate is spoken of in the singular, a taxa de juro, while the sum that turns up on a statement is always the plural, as in Os juros do empréstimo subiram outra vez.

The words

Verb (9)

investirto investVerbB2
Preferem investir na formação.They would rather invest in training.
negociarto negotiateVerbB2
Negoceiam o preço todos os anos.They negotiate the price every year.
absorverto take over (a company)VerbC1
A cadeia absorveu a firma mais pequena.The chain took over the smaller firm.
cobrarto chargeVerbB1
Cobram a entrega à parte.They charge for delivery separately.

Conjugation of cobrar →

adquirirto acquireVerbB2
Adquiriram o terreno ao lado.They acquired the plot next door.
lançar no mercadoto launch on the marketVerbB2
Vão lançar no mercado uma versão mais barata.They are going to launch a cheaper version on the market.
retrocederto fall backVerbB2
As encomendas retrocederam no inverno.Orders fell back over the winter.
prognosticarto forecastVerbC1
Ninguém quis prognosticar o trimestre seguinte.Nobody was willing to forecast the next quarter.
subcontratarto subcontractVerbC1
Decidiram subcontratar a limpeza.They decided to subcontract the cleaning.

Adjective (3)

Grammar for these: Adjective agreement · Where the adjective stands

económicoeconomicAdjectiveB2
O efeito económico chega mais tarde.The economic effect comes later.
insolventeinsolventAdjectiveC1
A empresa foi declarada insolvente.The company was declared insolvent.
eficienteefficientAdjectiveB2
O novo forno é mais eficiente.The new oven is more efficient.

Noun (f) (16)

Grammar for these: Definite article: o, a, os, as · Contractions: do, na, ao, pelo

a economiathe economy (of a country)Noun (f)B1
A economia do país cresce devagar.The country’s economy is growing slowly.
a indústriathe industryNoun (f)B1
A indústria do calçado emprega a vila toda.The footwear industry employs the whole village.
a faturaçãothe turnoverNoun (f)C1
A faturação do trimestre ficou aquém do previsto.The quarter’s turnover fell short of expectations.
a nota de débitothe debit noteNoun (f)B2
A nota de débito veio junto com o extrato.The debit note came together with the statement.
a verbathe budget allocationNoun (f)B1
A verba para a obra acabou cedo.The budget allocation for the building work ran out early.
a aplicação financeirathe investmentNoun (f)B2
A aplicação financeira rende pouco.The investment yields little.
a participação socialthe shareholdingNoun (f)B2
Vendeu a participação social aos sócios.He sold the shareholding to the partners.
as dívidasthe debtsNoun (f)B2
As dívidas foram pagas em prestações.The debts were paid off in instalments.
a paralisaçãothe standstillNoun (f)C1
A paralisação da economia durou dois anos.The standstill in the economy lasted two years.
a cadeia de fornecimentothe supply chainNoun (f)B2
A cadeia de fornecimento parou numa fábrica só.The supply chain stopped at a single factory.
a procurathe demandNoun (f)B2
A procura caiu depois do verão.Demand fell after the summer.
a rivalidadethe rivalryNoun (f)B1
A rivalidade entre as duas casas é antiga.The rivalry between the two houses is an old one.
a direção centralthe head officeNoun (f)C1
A direção central fica noutra cidade.The head office is in another city.
a remuneraçãothe remunerationNoun (f)B1
A remuneração vem discriminada no recibo.The remuneration is itemised on the payslip.
as mercadoriasthe goodsNoun (f)B1
As mercadorias saíram sem guia.The goods left without a delivery note.
a expansãothe expansionNoun (f)B2
A expansão para o estrangeiro foi adiada.The expansion abroad was postponed.

Noun (m) (11)

Grammar for these: Definite article: o, a, os, as · Contractions: do, na, ao, pelo

o ganhothe earningsNoun (m)B1
O ganho mal cobre a renda.The earnings barely cover the rent.
o saldo negativothe negative balanceNoun (m)B1
A conta fechou com saldo negativo.The account closed with a negative balance.
os custosthe costsNoun (m)B1
Os custos subiram com a energia.Costs went up along with energy.
os gastosthe expensesNoun (m)B2
Os gastos de viagem são reembolsados.Travel expenses are reimbursed.
o investidorthe investorNoun (m)C1
O investidor pediu contas ao fim do ano.The investor asked for an account of the year at the end of it.
os jurosthe interestNoun (m)B2
Os juros do empréstimo subiram outra vez.The interest on the loan has gone up again.
o financiamentothe fundingNoun (m)B1
O financiamento da obra vem do orçamento municipal.The funding for the works comes from the municipal budget.
o rivalthe rivalNoun (m)B2
O rival abriu loja na mesma rua.The rival opened a shop in the same street.
o órgão socialthe governing bodyNoun (m)B2
O órgão social reúne uma vez por ano.The governing body meets once a year.
o stockthe stockNoun (m)B2
O stock chega para uma semana.The stock will last a week.
o armazémthe warehouseNoun (m)B2
O armazém fica junto à linha.The warehouse is next to the railway line.

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