Shares, interest, loans and the words of the financial pages.
Practise this list
From these 40 words, as many per round as you like — up to all of them: first what is due today, then new ones. First you choose, then you fill the gap, then you write it yourself. Mistakes come back again shortly.
More about this list
Finance vocabulary in Japanese is close to transparent once the kanji are known: 株 is a share, so 株価 is a share price and 株主 a shareholder. Two distinctions matter more than they look. 利息 is the interest actually paid in money, while 金利 is the rate. 利益is profit after costs収益what a business earns before that question is asked And 為替 is a word whose reading cannot be worked out kanji by kanji.
The words
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Noun (40)
金融finance; financialNounN2
金融機関には、顧客の資産を守る責任がある。Financial institutions have a duty to protect their customers’ assets.
株share; stockNounN2
父は退職してから株を始めた。My father started investing in shares after he retired.
株式shares; stock (formal)NounN2
その会社は来年、株式を上場する予定だ。The company plans to list its shares next year.
株式会社, a joint-stock company, is the "Co., Ltd." in company names.
株価share priceNounN2
決算の発表を受けて、株価が大きく動いた。The share price moved sharply after the results were announced.
株主shareholderNounN2
株主総会で新しい役員が選ばれた。New directors were elected at the shareholders’ meeting.
投資investmentNounN2
会社は新しい工場に多額の投資を行った。The company invested heavily in a new factory.
Also a verb: 投資する.
投資家investorNounN2
海外の投資家が日本の市場に注目している。Overseas investors are paying attention to the Japanese market.
出資investment (of capital in a business)NounN2
友人と共同で出資して、会社を立ち上げた。A friend and I put up the money together and set up a company.
Also a verb: 出資する.
証券securitiesNounN2
証券会社に口座を開いた。I opened an account with a securities firm.
債券bondNounN2
国が発行する債券を国債という。A bond issued by the state is called a government bond.
Not 債権, a claim or credit, which sounds the same.
銘柄stock; issue; brandNounN2
新聞の株式欄で、気になる銘柄の値動きを確かめた。I checked the price movements of the shares I follow on the stock pages of the newspaper.
Also a brand of sake, tea or rice.
配当dividendNounN2
業績が良かったので、配当が増えた。Because results were good, the dividend went up.
利回りyieldNounN2
一般に、利回りの高い商品ほどリスクも大きい。In general, the higher the yield of a product, the greater the risk.
元本principal (sum)NounN2
預金と違って、投資では元本が減ることもある。Unlike a deposit, an investment can lose some of its principal.
利息interest (the money paid)NounN2
借りたお金に利息をつけて返した。I paid back the money I had borrowed with interest.
The amount; the rate is 金利.
金利interest rateNounN2
中央銀行が金利を引き上げた。The central bank raised interest rates.
年利annual interest rateNounN2
この口座の金利は年利で表示されている。The interest rate on this account is shown as an annual rate.
融資loan; financingNounN2
銀行から融資を受けて、店を開いた。With a loan from the bank, she opened a shop.
Also a verb: 融資する, said of the lender; the borrower 融資を受ける, as here. A formal word.
返済repaymentNounN2
住宅ローンの返済がやっと終わった。I have finally paid off my mortgage.
Also a verb: 返済する.
担保collateral; securityNounN2
土地を担保にして、銀行からお金を借りた。They borrowed money from the bank with land as collateral.
