Cards, cash and accounts: earning, spending, saving and paying back.
Practise this list
From these 40 words, as many per round as you like — up to all of them: first what is due today, then new ones. First you choose, then you fill the gap, then you write it yourself. Mistakes come back again shortly.
More about this list
Many money verbs are a verb plus 钱: 存钱, put money in, 取钱, take it out, 花钱, spend it. English “save” splits in two: 存钱 or 攒钱is putting money aside省钱is not spending it in the first place Most of these verbs can open up around an amount: 存了不少钱, saved up a fair bit.
The words
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Verb (18)
存钱to save up; to deposit moneyVerb3
他在存钱买车。He is saving up for a car.
取钱to withdraw moneyVerb3
我先去取钱，你在这儿等我。I'll go and get some money first — wait for me here.
花钱to spend moneyVerb3
她花钱很小心。She is careful with money.
省钱to save money (by spending less)Verb3
自己做饭比去饭馆吃省钱。Cooking for yourself is cheaper than eating out.
转账to transfer moneyVerb3
房租我用手机转账给你。I'll transfer the rent to you by phone.
存to deposit; to keepVerb3
我每个月存一千块钱。I put a thousand yuan aside every month.
Also for leaving things in safe keeping: 存行李, to leave luggage.
取to take out; to collectVerb3
我去楼下取个快递。I'm popping downstairs to collect a parcel.
欠to oweVerb3
我还欠他五十块钱。I still owe him fifty yuan.
交费to pay a feeVerb3
住院以前要先去窗口交费。Before being admitted to hospital you have to pay at the counter.
平分to split equallyVerb3
饭钱我们四个人平分。The four of us are splitting the bill for the meal.
开户to open an accountVerb3
开户要带护照。You need your passport to open an account.
值to be worthVerb3
这件大衣不值这么多钱。This coat isn't worth that much money.
汇款to send money; remittanceVerb3
他每个月给父母汇款。He sends money to his parents every month.
支付to payVerb3
现在很多人用手机支付。Many people now pay with their phones.
More formal than 付; common on signs and screens.
还钱to pay back moneyVerb3
借了钱就要按时还钱。If you borrow money, you have to pay it back on time.
Here 还 is huán; the adverb “still” is 还.
借钱to borrow or lend moneyVerb3
我不喜欢跟朋友借钱。I don't like borrowing money from friends.
From someone is 跟…借钱; to someone, 借钱给….
攒钱to save up moneyVerb3
她攒了两年钱，才买了这台电脑。She saved for two years before she could buy this computer.
记账to keep accounts; to note down spendingVerb3
我每天用手机记账。I note down what I spend on my phone every day.
Noun (19)
银行卡bank cardNoun3
我的银行卡丢了，得马上给银行打电话。I've lost my bank card — I need to ring the bank straight away.
Measure word: 张.
信用卡credit cardNoun3
这儿可以刷信用卡吗？Can I pay by credit card here?
Paying by card is 刷卡, “swipe the card”.
现金cashNoun3
现在很少有人用现金了。Hardly anyone uses cash any more.
工资wages; salaryNoun3
我们公司每个月十五号发工资。Our company pays salaries on the fifteenth of each month.
Paying wages is 发工资, said from the employer's side.
价格priceNoun3
这里的价格比市中心低。Prices here are lower than in the city centre.
Prices are 高 or 低; the thing itself is 贵 or 便宜.
收入incomeNoun3
换了工作以后，他的收入高了不少。Since changing jobs, his income has gone up quite a bit.
账户accountNoun3
请把钱转到这个账户。Please transfer the money to this account.
硬币coinNoun3
这台机器只收硬币。This machine only takes coins.
取款机cash machineNoun3
附近有取款机吗？Is there a cash machine nearby?
柜台counterNoun3
请到三号柜台办理。Please go to counter three to be served.
费用cost; expensesNoun3
这次旅行的费用大家一起出。We are all sharing the costs of this trip.
余额balance (of an account)Noun3
我查了一下卡里的余额。I checked the balance on my card.
收据receiptNoun3
请给我一张收据。Could I have a receipt, please?
An official invoice for expenses is 发票.
零花钱pocket moneyNoun3
孩子用零花钱买了一本书。The child bought a book with his pocket money.
生活费living expensesNoun3
上大学的时候，父母每个月给我生活费。At university my parents gave me money to live on every month.
外币foreign currencyNoun3
这家银行可以换外币。You can change foreign currency at this bank.
支出spending; expenditureNoun3
这个月的支出比收入还多。This month my spending has been even higher than my income.
手续费service charge; feeNoun3
在别的银行取钱要交手续费。Withdrawing money at another bank costs a fee.
月光族people who spend all their pay each monthNoun3
工资一发就花完，他是典型的月光族。His pay is gone as soon as it arrives — he spends every last bit of it each month.
Modern slang, literally “month-clear tribe”.
Adjective (2)
有钱rich; well offAdjective3
他家很有钱，可是他一点儿也不骄傲。His family is very well off, but he isn't the least bit arrogant.
穷poorAdjective3
他小时候家里很穷。His family was very poor when he was a child.
Adverb (1)
分期in instalmentsAdverb3
这台电脑我是分期付的款。I paid for this computer in instalments.
